Credit and collection: An analysis in Equinoccial insurance.

Abstract

The present research aims to carry out an analysis of the area of credit and collection in Equinoccial Insurance of the canton Ibarra province of Imbabura. The methodology used is based on a complex approach, through the analysis of credit and collection information and situational diagnosis. It is established that the insurance lines offered most on credit are multi-risk industrial, personal accidents and all vehicle risks. Overdue portfolio recovery management with low levels of efficiency is evident with the expression of inadequate management.