La educación financiera: metodologías eficientes en centennials.

Germania del Pilar Sarmiento Castillo; Maritza Jackeline Peña Vélez; Neusa Cecilia Cueva Jiménez; Lina Patricia Castillo Ojeda; Silvana Elizabeth Hernández Ocampo; Jorge Luis López-Lapo

doi:10.46377/dilemas.v11i1.3832

Germania del Pilar Sarmiento Castillo Universidad Nacional de Loja
Maritza Jackeline Peña Vélez Universidad Nacional de Loja
Neusa Cecilia Cueva Jiménez Universidad Nacional de Loja
Lina Patricia Castillo Ojeda Universidad Nacional de Loja
Silvana Elizabeth Hernández Ocampo Universidad Nacional de Loja
Jorge Luis López-Lapo Universidad Nacional de Loja

DOI: https://doi.org/10.46377/dilemas.v11i1.3832

Palabras clave: aprendizaje, educación financiera, estudiantes, finanzas personales, metodologías

Resumen

El estudio presenta los resultados de la aplicación de tres metodologías distintas: clase magistral activa, guía de aprendizaje y curso virtual a tres grupos diferentes de estudiantes de bachillerato pertenecientes a instituciones educativas de la ciudad de Loja. Para el análisis de los datos, se utilizó la prueba no paramétrica H de Kruskal-Wallis y la prueba de U Mann-Whitney. Los resultados evidencian una mejora en el nivel de educación financiera de los estudiantes; no obstante, existen diferencias significativas en el rendimiento en educación financiera entre los tres grupos. Los resultados respaldan la eficacia de las diferentes metodologías y subrayan la necesidad de promover una educación financiera sólida para garantizar una buena gestión económica en el futuro.

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